Business Insurance
Frequently Asked Questions
What’s included in a Business Owners Policy (BOP)?
A BOP combines property, liability, and business interruption coverage into one package—ideal for small to mid-sized businesses.
Do I need workers comp insurance?
If you have employees in Indiana, it’s legally required. We can help you stay compliant and protected.
Can I insure my delivery or service vehicles?
Yes! Commercial auto coverage protects company vehicles for both liability and damage.
I’m home-based. Do I still need business insurance?
Yes—homeowners policies rarely cover business assets or liability. We’ll find the right fit.
What towns do you serve?
Our clients span all of Indiana, Illinois, and Tennessee — including Lafayette, Monticello, West Lafayette, Brookston, and surrounding areas.
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Coverage That Feels Personal
We are focused on your business, so you can focus on what you do best. We work with entrepreneurs across Indiana, Tennessee, and Illinois to customize insurance that meets today’s needs—and scales for tomorrow.
Property & Casualty coverage to protect physical assets
General Liability Insurance to guard against lawsuits and claims
Commercial Auto for company vehicles on the road
Workers Compensation for employee protection
Business Owners Policy (BOP) to combine multiple coverages in one
Why Business Owners Across Lafayette and Monticello Trust Us
- Straightforward advice from local agents who understand small business challenges
- Carrier partnerships with flexible options
- Available in Indiana, Tennessee, and Illinois
- Real people & relationships
